Let’s look at projects up to $60,000 for investment.
RF MIRO & KINGSTON ROYALE
The projects are close together and fit into the same budget, but they produce completely different scenarios.
RF MIRO
A large, fully developed residential complex of over 10 buildings.
The focus here is on infrastructure and readiness.
Infinity pool on the roof, gym in the building, green area, additional fitness and play areas, tennis, swimming pool.
Format :
studios 38 m²
prices: $50,000 / $53,000 / $58,000
The apartment is rented with final finishing, kitchen, bathroom and air conditioning.
Payment:
50% down payment,
50% installment plan for 36 months
RF MIRO is chosen when you need a turnkey complex with infrastructure, where apartments can easily be rented out.
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KINGSTON ROYALE
A compact 310-unit project, currently under construction, in the same area.
The emphasis here is on layout and payment flexibility.
The project features a swimming pool, a fitness center, and a sauna.
The apartment is delivered fully furnished and equipped.
Format:
1-bedroom apartments
price from $50,000
Payment:
30% down payment
36% in installments for 36 months
the remainder is a loan from the developer for up to 15 years.
Kingston Royal is chosen when it is important to enter with minimal load and build a long-term strategy.
RF MIRO
The project is ready. The building is occupied, the infrastructure is operational, and the rental format is clear.
Let’s take the most popular option – a studio on the middle floor.
38.38 sq.m. — $53,000 ≈ $1,380 / sq.m.
Payment plan:
- $2,000 — reservation
- $24,500 down payment
- $28,500 — 36-month installment plan
- ≈ $792 / month (you can choose payments every 3-6 months)
How does renting work?
- $350/month is the average rate.
- $12,600 – Rental Income for 36 Months
- By renting, the remaining installment payment is reduced from $28,500 to $15,900.
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Profitability
From invested funds:
- $37,900 actually invested
- rental income $4,200/year
- ≈ 12% per annum on the invested asset
From the total cost of the object:
- The price of the apartment is $53,000
- rental income $4,200/year
- ≈ 8% per annum net rental yield
Additional costs :
- $768 — major repairs (once every 10 years)
- $100 — water connection
- $100 — electricity connection
- $507 — management fee (1 year)
- $2,700 – furniture and appliances
- Total: $4,175
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RF MIRO is a bet on a finished product and predictable income. The apartment starts operating immediately and gradually reduces the financial burden through rent. Квартира начинает работать сразу и постепенно снижает финансовую нагрузку за счёт аренды.
KINGSTON ROYAL
The project is under construction. Compact format, focus on the project plan, and payment flexibility.
Let’s take the most liquid option – 1-bedroom:
- 45 sq.m., 10th floor – $58,598
- Discount -13%
- $50,980 — discounted price ≈ $1,133 / sq.m.
Payment plan:
- $2,000 — reservation
- 30% PV – $15,294 (including reservation)
- 36% installment plan – $18,353
- ≈ $510 / month (1% per month, 36 months)
- The remainder is 34%
- $17,333 — loan from the developer
- Term – up to 15 years
- The rate is 10% per annum
Rent after delivery
- $450/month is the current average rate.
- $5,400 / year
The apartment is handed over fully furnished and equipped, and can be rented out immediately after receiving the keys.
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How the strategy works
- Loan payment: ≈ $185–190 / month (15 years, 10%)
- Rent: $450 / month
- The rent completely covers the mortgage payment.
- There are about $260 per month left, which can be used to pay off the loan early.
- Mortgage closure speed. If you use all your rental income (≈ $450/month) to finance your loan:
- $17,333 / $450 ≈ 38–40 months
- The mortgage is paid off in approximately 3–3.5 years instead of the standard 15 years. After that, the apartment generates $450/month in net income.
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Kingston Royale isn’t about readiness, but about mechanics. Minimal entry, a long horizon, and a lease that works to cover the debt.
One budget. Two different scenarios.
If you’d like to see how this plan fits your budget, please contact us: